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Sunday, February 8, 2004
Nearly there

Working retired
Retirement remains out of reach for many
Despite an increased emphasis on retirement savings through employee 401(k) plans, IRAs and other self-funded retirement plans, the average worker is not accumulating enough to retire on. Result: Many are having to work past normal retirement age.

Who's on the job?

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Chuck Hastings has to work  Madaline Irvine wants to work

 A place to land
Picking the right locale for later years
Choosing a home for retirement requires balancing pragmatism and emotions, but there are a few simple rules to help guide your search.

Company-sponsored plans
Employers, employees paying more attention to 401(k)s
It's a tough call to say who's more worried about company retirement-savings plans: aging baby boomers who don't have nearly enough invested in the plans or the people who oversee the programs — and who risk getting blamed if workers are undersaving.

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