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Sunday, February 8, 2004
 
About the guide

Planning to retire someday? Choices now are crucial

Maybe you took a hit in the stock market. Or you've yet to see your own recovery from the recession. Maybe it's a struggle just to make this month's rent or mortgage payment.

In this uncertain climate, you might think: Who can plan for retirement?

Sorry, think again.

Truth is, today more than ever, you'd better look to yourself to ensure a comfortable life after your career ends.

Evidence mounts that it's foolish to assume your retirement will be paid for by anyone else — whether Social Security or your employer.

With traditional sources of retirement income increasingly iffy, and fewer workers saving enough, a lot of people may wind up old and poor. Or old and still working.

If you want to earn a paycheck into old age, fine, but do you want to be forced to? If not, you need to take action. This special section provides pointers, including:

• Key strategies for each stage of life, to ensure you have enough to retire.

• What you can and can't count on — from Social Security to shaky pension funds — and how to protect yourself.

• How to calculate your needs, with saving tips.

• The trend of working past retirement age.

• Strategies to make sure your nest egg lasts as long as you do.

• How you can do good and make good at the same time by leaving a legacy.

• How to determine where you want to live and what that will cost.

You'll also find glimpses into the lives and pocketbooks of people facing, or mastering, the retirement challenge.

They share their setbacks and successes in the hope you can learn from both.

 How to get copies

You can pick up copies of this special section for free at The Seattle Times' main office, 1120 John St., Seattle; Eastside bureau, 1200 112th Ave. N.E., Suite C-145, Bellevue; and Snohomish County bureau, 1133 164th St. S.W., Suite 101, Lynnwood. Our lobby hours are 8:30 a.m. to 4:30 p.m. Monday through Friday.

By mail
Send your request for a copy by mail with a check for $2.50, which includes postage and handling, to:

The Seattle Times
Retirement Planning Guide
P.O. Box 1735
Seattle, WA 98111

If you would like to use a credit card for payment, please call 206-464-3113.

Credits

Business editor: Becky Bisbee

Special-sections editor: Carey Quan Gelernter

Designer: Paul Morgan

Writers: Nan Connolly, Cynthia Flash, Katrina Brown Hunt, Suzanne Monson

Desk editor: Dave Rea

Cover illustration: Kriss Chaumont

Graphics: Whitney Stensrud

Photo editor: Fred Nelson

Photographer: Annie Marie Musselman

Online producer: Mark Deichmiller

Online designer: Julie Bengston Sweet



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