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Originally published Friday, October 4, 2013 at 12:19 PM

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Average US mortgage rates over the past decade

Despite a recent spike in mortgage rates, the average on the 30-year fixed loan remains a bargain at below 5 percent. Here are the average annual rates for the 30-year loan for each of the last 10 years. The housing market downturn began in 2007. Data are from Bankrate.com.

The Associated Press

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Despite a recent spike in mortgage rates, the average on the 30-year fixed loan remains a bargain at below 5 percent. Here are the average annual rates for the 30-year loan for each of the last 10 years. The housing market downturn began in 2007. Data are from Bankrate.com.

-2003: 5.89 percent

-2004: 5.88 percent

-2005: 5.93 percent

-2006: 6.47 percent

-2007: 6.40 percent

-2008: 6.24 percent

-2009: 5.38 percent

-2010: 4.86 percent

-2011: 4.65 percent

-2012: 3.88 percent

-2013: 4.07 percent (asterisk)

(asterisk) Average is through September.

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