Skip to main content

Originally published Saturday, June 29, 2013 at 8:00 PM

  • Share:
  • Comments (0)
  • Print

CD ladders can put you a step ahead

If you’re interested in how a CD ladder works, here are some websites that offer good information on the topic.

McClatchy-Tribune News Service

Most Popular Comments
Hide / Show comments
No comments have been posted to this article.
Start the conversation >


A certificate of deposit ladder may provide a good way to gain a step up on the personal-finance climb.

A CD ladder involves setting up CDs at different maturity periods, allowing an investor to take advantage of interest rates spread out over time.

Once the first CD matures after a year, it can be reinvested as a new ladder rung.

If you’re interested in how a CD ladder works, several websites offer good information on the topic. Discusses the basic approach to building a CD-ladder portfolio. Provides a brief CD-ladder overview and calculator.

Investopedia: Covers a variety of CD-ladder topics, including laddering basics, considerations and benefits.

MainStreet: Explains how CD laddering works, and how to set one up.

The Street: Focuses on developing a CD-ladder strategy.

News where, when and how you want it

Email Icon

Subscribe today!

Subscribe today!

Get four weeks of digital access for 99 cents



The Seattle Times

To keep reading, you need a subscription.

We hope you have enjoyed your complimentary access. Subscribe now for unlimited access!

Subscription options ►

Already a subscriber?

We've got good news for you. Unlimited content access is included with most subscriptions.

Subscriber login ►