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Originally published Wednesday, May 8, 2013 at 3:57 PM

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News Summary: Tips on managing student loan debt

PAYMENT DUE: Six months after graduation, many college students will face the due date for their first monthly payment on their student loans, regardless of whether they are federal or private loans. How new grads manage their student loans is critical to averting credit problems in the future.

The Associated Press

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PAYMENT DUE: Six months after graduation, many college students will face the due date for their first monthly payment on their student loans, regardless of whether they are federal or private loans. How new grads manage their student loans is critical to averting credit problems in the future.

OPTIONS: Grads having trouble paying their loans have options to defer payments in certain situations, or even have their balance reduced if they qualify.

KEY TIPS: Experts say it's crucial to understand how much you owe, who your lender is and what your repayment options are.

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