Imparting the importance of saving money to children, teens and even young adults is no small challenge.

A few good websites, however, offer tips for parents and kids alike on how to start saving money at an early age and take a responsible attitude toward personal finance.

Here are just a few:

401Kidz: Covers a variety of saving and investing programs for children, and parents with children. 401kidz.com/investment/typesofinv.asp

American Credit Foundation: Spotlights steps parents can take to teach children about saving and personal finance. americancreditfoundation.org/teaching-children.php

The Mint: Features five "tricks" for parents to teach kids about saving money. themint.org/kids/saving-tricks.html

MoneyInstructor.com: Discusses saving habit techniques in three categories by different age ranges. moneyinstructor.com/art/teachchildren.asp

U.S. Securities and Exchange Commission: Offers talking points and illustration ideas designed for adults teaching children about saving and investing. sec.gov/investor/students/tips.htm