Resources | Where to look on the Web for financial and retirement advice

Everything you ever wanted to know about 401(k) retirement accounts.www.401khelpcenter.com

www.ssa.gov/planners/calculators.htm

Compute what you can expect from Uncle Sam in retirement.

www.money.com/ultimateretirement

Multipart calculator serves as reality check to what your savings plan will yield.

www.aarp.org

AARP offers some of the most comprehensive online material, plus free booklets on topics such as financial planning, health insurance, Medicare. Order from www.aarp.org/booklets or 1-888-OUR-AARP (1-888-687-2277).

www.smartmoney.com

Free online retirement-planning program includes worksheets to determine how long your estate will last and how increasing or decreasing 401(k) contributions affects retirement savings.

www.analyzenow.com

Retirement-planning site of a former Boeing president, Bud Hebeler.

www.pensionrights.org

Information about pension issues from the Pension Rights Center, a consumer organization, 1140 19th St. N.W., Suite 602, Washington, DC 20036.

www.savingforcollege.com

A good site for comparing college-savings plans.

www.aaltci.org

This Web site of The American Association of Long-Term Care Insurance is good place to start a search for long-term-care insurance; it's a trade association, but its Web site's calculators are straightforward and not weighted toward buying anything. (To see Growing Older columnist Liz Taylor's series on long-term-care insurance, go to www.seattletimes.com/yourmoney)

www.dol.gov/ebsa

U.S. Department of Labor offers "Savings Fitness: A Guide to Your Money and Financial Future" and other retirement planning resources; also available by calling toll-free, 1-866-444-3272.

www.napfa.com

National Association of Personal Financial Planners offers referrals to members, who are fee-only planners who meet entrance and continuing-education standards and comply with its code of ethics: 800-366-2732 or www.napfa.com

www.fpanet.org

The Financial Planning Association offers referrals to its members, most of whom have earned the certified financial-planner designation, which means they must pass a comprehensive examination and continue to meet the education, experience and ethics standards. Fee-only as well as fee-plus-commission and commission-only planners. Or call 800-322-4237.

www.kiplinger.com

Financial calculator to know if you're saving enough

www.cfp.net

Certified Financial Planner Board of Standards has a list of certified planners in this area who have met educational and experience requirements and passed an exam. Also available: "Ten Questions to Ask When Choosing a Financial Planner." Or call 888-237-6275.

www.aicpa.org/

The American Institute of CPAs will give you a list of the CPAs in this state who are also personal financial specialists, meaning they have at least three years in personal financial planning, have passed a test and have taken continuing education. Or call 888-999-9256

www.choosetosave.org

American Savings Education Council's site is filled with interactive worksheets and calculators — Spanish and English.

www.adviserinfo.sec.gov

Check out whom you're investing with: This is the U.S. Securities and Exchange Commission list of disciplinary actions against financial firms and their employees.

www.aaii.com

American Association of Individual Investors site with information on stock picking and analyst recommendations.

The Seattle Times and McClatchy-Tribune News Service