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ALAN BERNER / THE SEATTLE TIMES

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Best-laid plans for retirement undone, legions are remaking their golden years

Larry Strunk and dog Annie survey the scene outside the family's Whidbey Island home, which is now up for sale. Strunk and his wife, Linda, have twice lowered the price. Linda owns another home in California and vacation property on the Washington coast, making them house rich but cash poor. "We just have to get rid of stuff," Larry says.